Age-Based Conservative

(Beneficiary age 3-5)

The Age-Based Conservative Investment Option invests in the following mix of domestic and international equity, global real estate, fixed income, and/or cash equivalents allocated based on the current age of the Beneficiary. The Age-Based Investment Options adjust over time so that as the Beneficiary nears college age each Age-Based Investment Option’s allocation between domestic and international equity, global real estate, fixed income, and cash equivalents becomes more conservative relative to the allocation in earlier years.

Underlying Investments

Vanguard Total Stock Market ETF 42%

Vanguard Total Stock Market ETF’s Complete Fund Information URL
Fidelity Total International Index Fund 23%

Fidelity Total International Index Fund’s Complete Fund Information URL
Fidelity U.S. Bond Index Fund 22%

Fidelity U.S. Bond Index Fund’s Complete Fund Information URL
iShares Global REIT ETF 5%
Vanguard Global Credit Bond Fund 4%
Vanguard Short-Term Bond ETF 4%

Vanguard Short-Term Bond ETF’s Complete Fund Information URL