Age-Based Conservative

(Beneficiary age 19+)

The Age-Based Conservative Investment Option invests in the following mix of domestic and international equity, global real estate, fixed income, and/or cash equivalents allocated based on the current age of the Beneficiary. The Age-Based Investment Options adjust over time so that as the Beneficiary nears college age each Age-Based Investment Option’s allocation between domestic and international equity, global real estate, fixed income, and cash equivalents becomes more conservative relative to the allocation in earlier years.

Underlying Investments

  • State Street U.S. Government Money Market Fund 25%
  • Union Bank/Nelnet Bank Savings 25%
  • Vanguard Short-Term Bond ETF 20%
  • Vanguard Short-Term Inflation-Protected Securities ETF 15%
  • Fidelity U.S. Bond Index Fund 13%
  • iShares Global REIT ETF 2%