Age-Based Conservative

(Beneficiary age 9-10)

The Age-Based Conservative Investment Option invests in the following mix of equity, real estate, fixed income, and/or money market funds allocated based on the current age of the Beneficiary. The Age-Based Investment Options adjust over time so that as the Beneficiary nears college age each Age-Based Investment Option’s allocation between equity, real estate, fixed income, and money market funds becomes more conservative relative to the allocation in earlier years.

Underlying Investments

  • Fidelity U.S. Bond Index Fund 31%
  • Vanguard Total Stock Market ETF 27%
  • Vanguard Short-Term Bond ETF 14%
  • Fidelity Total International Index Fund 10%
  • Vanguard Short-Term Inflation-Protected Securities ETF 9%
  • Vanguard Total International Bond ETF 6%
  • Vanguard Real Estate ETF 3%